2016-07-29

At Business Compare we offer insurance coverage to trade professionals that can include theft, injury or defective tools. But what are the most common claims by tradespeople? Let's take a look.

Personal Injury

Dealing with heavy, and sometimes dangerous machinery can lead to accidents in the workplace. It's not uncommon for those in the trade industry to have the occasional mishap, regardless of on the job experience.

Thankfully, our personal injury insurance for tradespeople is there for this exact purpose. Whether it's a nasty fall, or an accident while using machinery, Business Compare can help with loss of earnings, and any surprise medical bills that come as a result of the injury.

Loss or Theft of Tools

A tradesperson's tools are their lifeline when it comes to getting the job done. Most trade professionals either have a set of tools, or regularly hire out what they're missing. Unfortunately, due to the value of the machinery, theft is not uncommon. Of course, it's also possible to leave tools behind at the end of the day, or have them stop working after years of service.

We cover the loss or theft of tools that are essential to the trade. From drills to spanners, we can ensure that your ability to earn and provide is not hampered by thieves, or the occasional lapse in concentration at the end of a long day.

Accidental Property Damage

Accidents can happen, regardless of experience or professionalism. Whether it's a minor slip of machinery, or a completely smashed window, it's good to cover all your bases. Here at Business Compare, we offer an insurance package that covers any damage that may have been inflicted on a client's property while you work.

Employer's Liability

As a business grows, it becomes necessary to bring in more staff to handle the increasing workload, and it's a legal obligation for employers to have adequate insurance to cover any staff injuries or mishaps that may occur on the job.

Thankfully, Business Compare has an insurance package that covers all bases, from £250 per day court attendance compensation, to covering legal costs and safety prosecution. Handling even the smallest of staff numbers can be tricky, so it's good to know we'll keep you protected.

Contract Works

Anything is possible, and you never know when something will stop you from fulfilling your contract with a client. If a storm damages the structure of a building, it could have a detrimental effect on the job you were brought in to finish, making meeting your obligations virtually impossible.

In that case, Business Compare offers insurance coverage for any insurable event that may occur when you're attempting to fulfil your contract. Some things are impossible to plan for, and with UK weather as temperamental as it is, it's probably not a good idea to take chances.

Compare Quotes Online

In a perfect world, you'll never have to make a claim on your insurance, but unfortunately, anything can happen and that's why it's a good idea to get you and your business covered. To get the best quotes for you and your trade enterprise, and learn more about our insurance offers, click here.